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AARP Pennsylvania Survey Finds Majority of Adults Using Payment Apps Unaware of Danger Posed by Scammers

HARRISBURG, Pa., May 13, 2020 /PRNewswire/ -- According to a new AARP Pennsylvania survey, two in three people (67%) rely on peer-to-peer (P2P) payment platforms to transfer money in a relatively quick and easy manner. The poll also found that almost three in five (57%) believe they are able to reclaim money sent in error.

While the platforms are convenient, the difficulty of recovering funds sent through them makes the technology, and those who use it, uniquely vulnerable to scammers. The problem may be particularly prevalent as more people use delivery services for groceries and other necessities during the coronavirus pandemic.

"Scam artists continue to prey on public fears and anxieties during the pandemic," said AARP Pennsylvania State Director Bill Johnston-Walsh. "Consumers need to learn the risks associated with peer-to-peers payment platforms and proceed with caution before sending money to someone you don't know."

According to the Federal Trade Commission, there were over 52,000 reports of scams and fraud in Pennsylvania and nearly $37 million lost to fraud last year.

Common P2P payment platforms include PayPal, Venmo, Zelle, Square, Google Pay and Apple Pay. The Peer to Peer Payment Practices and Associated Risks: A Pennsylvania Survey of Adults 18-plus details how often people are using these platforms, reasons for using them, and the risks associated with using them. The report also highlights the widespread misuse of P2P tools due to insufficient understanding of how the platforms work.

The survey findings include:

The survey was conducted by NORC, on behalf of AARP, from November 4-8, 2019. View the full report at www.aarp.org/p2prisks. This report reflects results from a larger survey among 880 Pennsylvania adults ages 18 and older which highlights people's experiences with peer-to-peer payment platforms.* The survey has a sampling margin of error of ±4.3 percent. This survey was also conducted nationally and in three other states: Connecticut, Vermont, and Washington. To view the national and state reports and/or the full study methodology for these studies, please go to www.aarp.org/p2prisks.

The AARP Fraud Watch Network launched in 2013 as a free resource for people of all ages. Consumers may sign up for "Watchdog Alert" emails that deliver information about scams, or call a free helpline at 877-908-3360 to report scams or get help from trained volunteers in the event someone falls victim to scammers' tactics. The Fraud Watch Network website provides information about fraud and scams, prevention tips from experts, an interactive scam-tracking map and access to AARP's hit podcast series, The Perfect Scam.

About AARP

AARP has 1.8 million members in Pennsylvania. Follow AARP Pennsylvania on Facebook at AARPPA and on Twitter @AARPPA.

AARP is the nation's largest nonprofit, nonpartisan organization dedicated to empowering people 50 and older to choose how they live as they age. With a nationwide presence and nearly 38 million members, AARP strengthens communities and advocates for what matters most to families: health security, financial stability and personal fulfillment. AARP also produces the nation's largest circulation publications: AARP The Magazine and AARP Bulletin. To learn more, visit www.aarp.org or follow @AARP and @AARPadvocates on social media.


Steve Gardner, AARP PA

(717) 319-5484 or Sgardner@aarp.org


Jacklyn Isasi, AARP PA

(609) 902-6242 or Jisasi@aarp.org


SOURCE AARP Pennsylvania

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News published on 13 may 2020 at 10:28 and distributed by: