Car Insurance 2020 Basics: What Is Personal Injury Protection Coverage?

LOS ANGELES, Jan. 20, 2020 /PRNewswire-PRWeb/ -- Compare-autoinsurance.org has launched a new blog post that explains the benefits of personal injury protection car insurance coverage.

For more info and free car insurance quotes, visit https://compare-autoinsurance.org/basics-of-personal-injury-protection-coverage/

Nowadays, drivers have multiple coverage choices and they can customize their insurance policies how they want in order to obtain an insurance plan that can satisfy their needs. Personal injury protection, or PIP for short, is one of those choices that drivers are recommended to purchase. Furthermore, PIP insurance is mandatory in many states. PIP insurance will cover the medical expenses of the policyholders and their passengers if they got injuries resulted from a car accident, regardless of who is at-fault for the accident. Also, PIP insurance will cover other losses.

PIP insurance can cover the following expenses:

• Medical bills. PIP coverage will pay the medical bills of the policyholder and his passengers that got injured in an accident, no matter who was at fault. Just like any other coverage, PIP insurance has some caps. The amounts can vary by the state's minimum requirements or they can vary by plan. Policyholders are free to choose more coverage if they consider they need more protection.
• Lost wages. PIP insurance can provide coverage for lost income. This option will raise the costs of insurance and has some limits on how much the policyholder can get. Policyholders should think twice before buying this option if they already have a policy that covers lost wages.
• Funeral expenses. This option will help cover the expenses of a funeral in case of death due to a car accident. Policyholders should carefully analyze this option and check if this will be enough to cover all the expenses of a funeral.
• Important services. PIP coverage will reimburse the costs to hire people that will help the policyholder do his everyday chores. Normal chores like taking care of the child, vacuuming, washing dishes, mowing the lawn, dusting, or mopping the floors can be very hard to be done by persons that suffered severe injuries in a car accident.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

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SOURCE Compare-Autoinsurance.org