How First-Time Drivers Can Get Cheap Car Insurance In 2020
LOS ANGELES, May 24, 2020 /PRNewswire-PRWeb/ -- Compare-autoinsurance.org has launched a new blog post that presents several useful tips that will help first-time drivers get cheaper car insurance.
First-time drivers are paying some of the most expensive car insurance policies. The lack of experience behind the wheel is the reason why car insurance companies charge more on the premiums of first-time drivers.
To make their car insurance rates cheaper, first-time drivers should follow the next tips:
Join an existing plan. First-time drivers, especially teen drivers, are seen as risky by insurance providers because they lack experience, may text and drive, and are more likely to get distracted. Joining the family's insurance plan is one way to get affordable rates.
Choose a slightly used vehicle. When buying the first car, first-time drivers should consider buying a cheaper slightly used car if they want to get cheaper premiums. The cost to replace a vehicle plays into the overall premium.
Raise the deductible. First-time drivers who select full coverage car insurance can save some money by raising the deductible. The deductible is the amount the policyholder pays before the insurer pays to fix the vehicle.
Consider buying liability insurance only. First-time drivers who have an older car or can afford to replace their vehicle in case of an at-fault accident should consider buying only liability insurance. This policy gives no protection to the vehicles and it covers only the other driver's bodily injury and property damage.
Avoid tickets and car accidents. Being a safe driver is the best way to keep insurance rates low. First-time drivers should do their best to avoid distracted driving, speeding tickets, at-fault accidents, and DUIs.
Improve the credit score. Car insurance companies are allowed to use the credit score to rate drivers in every state but California, Hawaii, and Massachusetts. Drivers can improve their credit score by getting their first credit card, paying off their credit balance monthly, or by becoming authorized user on an account with excellent payment history.
Shop around. First-time drivers should get as many quotes as they can and compare them. To finish this task faster, first-time drivers should go to a brokerage website.
Ask for discounts. To make their policies more affordable to drivers, insurance companies offer all types of discounts such as good student discount, graduating a defensive course discount, getting married discount, installed anti-theft devices discount, telematics discount, multi-policy discount, pay in full discount, and more.
Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.
Archer Aviation Inc., a leader in the development of electric vertical takeoff and landing (eVTOL) aircraft, announced the signing of a framework agreement in Abu Dhabi today at the DRIFTx mobility event, held at the Yas Marina Circuit showcasing the...
American Express and Delta Air Lines® today unveiled the next iteration of the limited-edition Boeing 747 Delta SkyMiles® Reserve Card design. Following the enthusiastic response from Card Members when first launched in 2022, there will be twice as...
Alaska Airlines is expanding service at two of its major hubs in Southern California with new routes and additional capacity to popular West Coast destinations as part of the carrier's ongoing commitment to growth in the state....
The Honourable Mark Holland, Minister of Health, will host an event in Oshawa to highlight Budget 2024's investments in Canada's electric vehicle supply chain and the future of Canada's automotive industry.
A media availability will follow the...
Outrider, the leader in autonomous yard operations for logistics hubs, announced today the issuance of its latest patent, U.S. Patent No. 11,927,676, for the "Systems and Methods for Determining an Articulated Trailer Angle," covering the critical...
General Motors ("GM") has recognized Ascent Global Logistics ("Ascent"), a leading global provider of expedited, time-critical logistics solutions, as a 2023 Supplier of the Year. GM recognized 86 of its top global suppliers at its 32nd annual...