Car Insurance Guide 2020 - How To Find Non-standard Carriers For High-Risk Drivers

LOS ANGELES, Jan. 21, 2020 /PRNewswire-PRWeb/ -- Compare-autoinsurance.org has launched a new blog post that explains how high-risk drivers can find their best non-standard car insurance company.

For more info and free car insurance quotes online, visit https://compare-autoinsurance.org/how-to-find-the-best-non-standard-car-insurance-company-for-high-risk-drivers/

Finding a car insurance company that accepts high-risk drivers can be a challenge. Most large insurance providers do not offer coverage for high-risk drivers, so most of them are forced to search for insurance at smaller specialized carriers. Not all persons that are labeled as high-risk are bad drivers. Drivers with traffic tickets, at-fault accidents or DUI convictions, new drivers, seniors, drivers with poor credit scores, or drivers with long coverage lapses are considered to be high-risk by the insurers.

Drivers that are looking for an insurer that accepts high-risk drivers should analyze these factors:

• Complaints ratio. An important factor that every high-risk driver should consider before purchasing car insurance from an insurer is the number of complaints that the insurer has. Drivers can check how many complaints a non-standard carrier has by going to the National Association of Insurance Commissioners (NAIC) site. There they can find the NAIC complaint ratio that is based on the number of complaints filed against an insurance company with state regulators, adjusted for market share. Insurance companies that have a high number of complaints are likely to be providers that have had many unsatisfied customers relative to the value of premiums they had written during the year. Usually, policyholders complained about the low value of the settlements, claim denials, or delays in the claims processing.
• Financial strength. High-risk drivers should carefully analyze multiple non-standard carriers and pick one that is reliable and financially strong. These types of non-standard insurers have no problems when it comes to paying the claims made by their customers. Drivers can visit A.M. Best site to see which insurer is financially strong. An insurer that is rated A or better by A.M. Best is a safe bet. Independent agencies like Moody's, Fitch, or Standard & Poor's can also help high-risk drivers to see which insurer is financially strong.

For additional info, money-saving tips and free car insurance quotes, visit https://compare-autoinsurance.org/

Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

SOURCE Compare-autoinsurance.org