The auto insurance market has its own share of myths and misconceptions. Many of them are created by people with little or no knowledge of car insurance or how premiums are determined. Using car insurance quotes provided by http://compare-autoinsurance.org will help drivers understand that those claims are totally untrue.
Red cars owners are charged extra by insurance companies. Red is considered an aggressive color and many people associate it with speedy, race cars. Luckily, the color of the car has no importance for an insurance company. Other factors, like safety gear or recent customizations, will influence the premiums. But not the color!
"No-fault policy" means that a guilty driver will be forgiven for the accident. Drivers can be easily misled by the name. No-fault, in this case, means that the insurance company will reimburse the policyholder, no matter who caused the accident. The guilty driver will have his premiums increased upon next renewal. Only accident forgiveness will absolve a driver for an at-fault accident, but only for the first time and within certain legal limits.
An accident caused by a person who borrowed the car will be covered by the owner's policy. This is totally false. It is wise to remember that policy covers the vehicle and a number declared drivers. To make things worse, if the person driving the car is not listed in the contract, any claim may be denied. And the company may even choose to drop the client.
"There are so many myths about auto insurance. Some of them are really ludicrous and can be busted with a simple search online," said Russell Rabichev, Marketing Director of Internet Marketing Company.
Compare-autoinsurance.org is an online provider of life, home, health, and auto insurance quotes. This website is unique because it does not simply stick to one kind of insurance provider, but brings the clients the best deals from many different online insurance carriers. In this way, clients have access to offers from multiple carriers all in one place: this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.
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