Teens are considered high-risk drivers and charged accordingly by insurance companies. The lack of experience behind the wheel and some risk behaviors associated with this age make car insurance more expensive. However, there are some ways to lower the bills. Find out more and get free car insurance quotes from http://cheapquotesautoinsurance.com.
Get good grades at college. Teens should be aware that there is a good student discount which will help them get cheaper car insurance. The value of this discount ranges widely between carriers, and in some cases, it can be more than 30% of the value of the premium. Clearly, getting a good student discount should be a discount worth pursuing. It is recommended for teens to ask about this discount before signing a contract. Also, ask the average grade needed to be eligible and what proofs must be provided.
Leave the car at home when studying in a different city. Leaving the car at home and driving it when returning during holidays, means that the student is less exposed to accidents. Reducing the risk of filing a claim will determine the insurance companies to offer cheaper premiums. Usually, there is a discount available to students who choose to keep the car at home.
Enroll in approved defensive driving classes. Insurers like safe drivers. Graduating a defensive driving course will convince them that the teen has the right skills and knowledge. After graduating, the teen must bring the diploma to the insurer. Of course, the insurer will validate only approved course. In many cases, insurers offer this type of course. Talk with the company before starting any defensive driving course.
"Teens, although considered high-risk, can still get affordable car insurance premiums. Check our website for more info and tips", said Russell Rabichev, Marketing Director of Internet Marketing Company.
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