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ProfNet Experts Available on Business and Financial Resolutions, Bitcoin's Rise, More


NEW YORK, Dec. 18, 2017 /PRNewswire/ -- Below are experts from the ProfNet network who are available to discuss timely issues in your coverage area.

You can also submit a query to the hundreds of thousands of experts in our network ? it's easy and free! Just fill out the query form to get started: http://prn.to/queryform

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EXPERT ALERTS

EXPERT ROUNDUP

MEDIA JOBS

OTHER NEWS & RESOURCES

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EXPERT ALERTS:

Impact of Bitcoin's Rise
Brad Rosen
Legal Analyst
Wolters Kluwer Legal & Regulatory, U.S.
Based in Illinois, Rosen is available to discuss the impact of bitcoin's rise on the CBOE's newly launched Chicago Futures Exchange flagship bitcoin futures, as well as what conditions it will take for regulators to step in to take action in the market: "The Securities Exchange Commission has been more tentative in its approach, but I expect that they will be stepping up efforts to combat fraud in the ICO (Initial Coin Offering) space, an area closely related to cryptocurrencies. The SEC's new Cyber Unit (established in September) recently brought its first fraud action against a Quebec based enterprise that raised at least $15 million in an ICO. The SEC has indicated that ICOs, generally, must adhere to the commission's registration requirements when capital raising activities are involved. Notably, over $3 billion has been raised in ICO market in the past year, with much of it not involving the registration process. Accordingly, I fully expect that SEC will step up its enforcement activities in the ICO realm, especially where fraud is suspected. I also expect to see a marked increase in private litigation in this arena as well in 2018."
ProfNet Profile: http://www.profnetconnect.com/bradrosen
Website: https://lrus.wolterskluwer.com
Contact: Nicole Turano[email protected]

Vertical Integration Among Health Systems
Ryan Marling
Healthcare Research Associate
Clayton Christensen Institute
"Horizontal integrations among health systems, like the potential Ascension Health and Providence St. Joseph Health merger, are often a temporary fix for health systems' bottom-lines, not a solution for the unsustainable cost growth in healthcare. However, vertical integration like the recent acquisition of Aetna by CVS aligns both sides, compelling them to work together. This integrated structure holds potential for payers and providers to address and coordinate both care delivery and payment in their innovation efforts and allows them to find ways to best treat and pay for complex conditions in which there may not be industry consensus. This differs from the traditional dichotomy, where insurers and providers are at odds with the each other to determine who will foot the financial risk of high-cost procedures."
Prior to joining Clayton Christensen Institute, Marling worked in practice solutions and health policy research at the Massachusetts Medical Society, publishers of The New England Journal of Medicine. He has recently been interviewed by and contributed articles to: Becker's Healthcare and Managed Healthcare Executive. Marling attained a BS in Biochemistry from the University of Iowa and an MPH in Health Policy & Management from the Boston University School of Public Health. He is based in Boston.
Website: www.christenseninstitute.org
Contact: Brian Hyland, [email protected]

Homeowners 40% More Likely to Experience Water Damage This Winter
Jim Magliaro
Risk Consulting Technical Leader
Chubb
"A water leak can do major damage to your home in as little as 20 minutes, and even a small one can drain your wallet. We surveyed homeowners who've had a leak in the past few years and half of them spent $5,000 or more on clean up and repairs. With our data indicating that homeowners are 40% more likely to experience water damage during the cold winter months ahead than any other time of the year, the best and simplest step every homeowner should take is installing a water leak detection device to protect their home and wallet."
Magliaro can speak to why homeowners face a heightened risk of water leaks in the winter, the actions they can take around their home to prevent a leak from occurring, the potential financial implications of a water leak and how to ensure homeowners have sufficient levels of insurance protection in place. Magliaro was recently featured on the "Today" show discussing these very topics (see link below) and is available to connect live and provide written responses to questions or appear on camera.
"Today" clip: https://www.today.com/home/how-avoid-bursting-pipes-costly-repairs-winter-t119612
Contact: Morgan Fine, [email protected]

EXPERT ROUNDUP: New Year's Resolutions (25 experts)

Following are experts from the ProfNet network who are available to discuss business and financial resolutions:

Career/Workplace:

Career-Related Resolutions
Amanda Augustine
Career Advice Expert
TopResume
Augustine, a Certified Professional Career Coach (CPCC) and Certified Professional Resume Writer (CPRW), is available to discuss any career-related resolutions for the new year, including: how to land a new job in 2018; how to get hired for your dream job in 2018; whether it will be easier to find a job in 2018; how to make/take more vacation time in 2018; how to ask for a raise; how to negotiate a title change; how to overhaul your resume; how to get your resume new-year ready; etc. She has more than 17,000 Twitter followers and has been quoted in hundreds of media outlets.
LinkedIn: https://www.linkedin.com/in/jobsearchamanda/
Website: https://www.topresume.com
Contact: Lisa Hagendorf, [email protected]

Office Wellness-Related Resolutions
Betsey Banker, CWWS, CWWPM
Wellness Manager
Ergotron
Banker has over a decade of experience working for a leading manufacturer of ergonomic and sit-stand display mount solutions and has experienced firsthand the transformative impact that movement can have on worker wellbeing. She is a catalyst and coach, helping others to understand and embrace the importance of movement within their own lives and those they influence. Her responsibilities include raising awareness of the harmful impacts of a sedentary workstyle, creating tools to aid organizations in the adoption and implementation of movement-friendly workstations and helping them achieve measurable results.
Website: https://www.ergotron.com/en-us/
Contact: Taylor Paglia, [email protected]

Being More Productive at Work
Emily Hunter, Ph.D.
Associate Professor of Management, Hankamer School of Business
Baylor University
Hunter has conducted numerous studies on workplace productivity. One study on "how to take better workday breaks," co-authored with Cindy Wu, Ph.D., associate professor of management, showed that taking mid-morning, frequent, short breaks ? during which employees engage in activities they prefer ? result in boosts in energy, concentration and motivation (see https://tinyurl.com/y8sjo798). Another study looked at the consequences and benefits of interruptions during work and family time (https://tinyurl.com/ybkajgvs).
"When you give to one domain, you must take from the other. There are only so many hours in the day," Hunter said. "Interruptions from family 'take' from work in the form of work goal obstructions, negative emotions and lower satisfaction with investment in work." Hunter said that proper planning could turn these interruptions into benefits that help employees meet work and family goals.
Bio: https://www.baylor.edu/mediacommunications/index.php?id=941665&expert=emily.hunterphd
Contact: Eric Eckert, [email protected]

Financial:

Five Keys to Making Your Financial Resolutions Stick
Pamela Yellen
President
Bank On Yourself
Yellen, a bestselling author and financial investigator, is available to discuss five keys to making your financial resolutions stick." They are: 1) Understand that real, permanent change is usually driven by your own desire, rather than outside pressure; 2) Enlist allies to help you stay on track. An ally -- whether a professional for hire, a friend or other mentor -- can help you reinforce your commitment; 3) Set incentives and consequences for sticking to or breaking your commitments; 4) Skip the pity party when you fall short -- those who rebound the fastest set aside emotional thinking and formulate a plan to get back on track; and 5) Don't set yourself up for failure by insisting on an all-or-nothing change. Instead, keep your focus on where you are going and your long-term savings goals. "Don't let past failures sabotage future efforts," says Yellen. "While about 45 percent of us usually make reservations, only 8 percent achieve them, research shows. A less well-known fact: Most successful New Year's goal-setters faltered for five consecutive years, or even more, before they ever succeeded."
Based in Santa Fe, N.M., Yellen is author of the New York Times best-selling book, "The Bank On Yourself Revolution: Fire Your Banker, Bypass Wall Street, and Take Control of Your Own Financial Future." She investigated more than 450 financial strategies seeking an alternative to the risk and volatility of stocks and other investments, which led her to a time-tested, predictable method of growing wealth now used by more than 500,000 Americans.
Online press kit: http://pamelayellen.onlinepresskit247.com
Website: www.BankOnYourself.com
Contact: Jennifer Thomas, [email protected]

Financial Resolutions
Altair Gobo, CFP
Partner
U.S. Financial Services, LLC, Fairfield, N.J.
Gobo, a media-savvy financial expert, offers these tips to begin your new year's financial resolution: "1) Plan: Whether it's losing weight, saving for a home, providing for a child's education or your retirement, they all require an examination on the quantitative and qualitative aspects ? or, simply put, dollars and sense. How can you measure your success (or failure) if you don't have a plan to look back at? 2) Write it down: The easiest way is to put your goals in writing, then assess if they are realistic or not (don't expect to have $1 million in two years if you make $50,000 a year). 3) Discipline: Once you've agreed that your goal is doable, the key is discipline. Put together a plan of action and stick to it! 4) Set goals: If I planned on losing 20 lbs. but only lost 19, I could say I failed or I could say that, without trying, I would have never lost the 19 lbs. Without setting goals, you can never reach them. It would be great if we met or exceeded every goal we ever set, but that's not life. Again, an old saying: 'If at first you don't succeed, try, try again.' 5) Take the good with the bad: It's human nature to get discouraged, but it's important that we deal with it, get up and move on. 6) Assess and be honest with yourself: How much do you owe? How much do you have? How much do you earn? 7) Analyze your cash flow: How much is coming in/how much is going out. If there's money left over, don't spend it -- save it. Depending on your situation, maybe increase IRA/401(k) contributions, or develop a systematic investment plan that automatically withdraws that extra money and puts it in a portfolio that you've set up. 8) Make more: If there's no money left over, you have only two options: make more or spend less. If you can't earn more, take a real hard look at your expenses. 9) Spend less: Try to cut some costs. Do you really need that $5 cup of latte every morning? You'd be surprised at how much you could save every month by making a few adjustments in your spending habits."
Gobo is an adjunct faculty member, faculty coordinator and academic advisor at Farleigh Dickinson University's financial planning program and on the advisory board at Montclair State University. He has served as president and chairman of the board of directors at the Northern New Jersey Chapter of the International Association for Financial Planning. He is media-savvy and has been a guest on CNBC, NBC, ABC, MSNBC, Fox News, Fox Business News, Bloomberg and CNN.  He's also author of "Getting to the Green: Golf, Financial Planning and Life, Not Necessarily in That Order."
Contact: Tracy G. Minsky, [email protected]

Retirement Planning
David Freitag
Financial Planning Consultant
MassMutual
"The most important takeaway for retirement planning in 2018 is getting it right. A startling finding from a recent MassMutual survey revealed that 62 percent of people nearing retirement age failed a basic true/false quiz about Social Security filing options. Lacking the proper knowledge and information about Social Security may put retirement planning in jeopardy. In fact, many may be leaving Social Security retirement benefits they are entitled to on the table, by incorrectly assuming what benefits may be available in retirement. Depending on their age, a couple planning to retire at age 62 in 2018 has at least 81 different filing strategy options available to them. Some older couples will have well over 100 ways to take their benefits. This makes 'getting it right' challenging. Additionally, if you are under age 60, the only way you can access your Social Security statement is online, and the information needs to be accurate to ensure that you receive the right level of Social Security retirement benefits when the time comes. If nothing else in 2018, set up access to your information and ensure it is accurate at https://www.ssa.gov/myaccount/."
Contact: Paula M. Tremblay, [email protected]

Evaluating Your Financial Plan
Kevin Brauer
CFO
Affinity Federal Credit Union
With 2018 around the corner, it's time for families to begin evaluating their financial plan for the new year. Brauer is available to discuss: why your family financial plan must be more than just a spending budget; what you'll need to consider when developing your family financial plan (e.g., age of your parents, where you are in your life cycle, college tuition, retirement planning, the age of your car, if you'd like to buy a house, and more); why and how every family needs to put an emergency fund in place, even if you don't think you can or need to do so. Says Brauer: "Though putting a spending budget in place seems like the right place to start, most families stop there, which can be a crucial error. Families often look at their finances too narrowly, failing to consider possible emergencies and other major life occurrences down the road."
Based in Basking Ridge, N.J., Brauer has been interviewed in outlets including Forbes and NJBIZ.
Website: www.affinityfcu.com
Contact: Brian Hyland, [email protected]

Personal Finance
Thomas Walsh
Certified Financial Planner, Client Service and Portfolio Manager
Palisades Hudson Financial Group
"Find the strategy that you can live with both financially and psychologically, and then stick to it. The best time to act is now. Focus on reducing high-interest debts and building an emergency fund with six to 12 months of expenses. Organize your debts by interest rate so you know where to focus. Don't accept the notion that all debt must be cleared from your personal balance sheet before you can begin to focus efforts on saving for retirement."
Website: http://www.palisadeshudson.com
Contact: Henry Stimpson, [email protected]

Personal Finance Resolutions
Kyle Winkfield
Managing Partner
O'Dell, Winkfield, Roseman and Shipp, Washington, D.C.
Winkfield educates and empowers his audiences, including viewers, his clients, listeners, readers, and anyone else that wants to join the journey of understanding financial freedom and lifestyle security. In a world where most professionals lead with industry jargon, complex formulas and "what if" catastrophes, Winkfield speaks from the heart and experience. As a best-selling author, a regular guest financial and retirement expert on Fox Baltimore, and a contributor to publications including TIME, Forbes, Wall Street Journal, Huffington Post, and Nasdaq, Winkfield shares his insight, and knowledge on a weekly basis with audiences across the country. Winkfield is proud member of the Million Dollar Roundtable, an organization that acknowledges the elite professionals of the financial industry. He is also an active member of the Independence Excellence Group, a think tank composed of financial professionals across the nation who meet quarterly to share new retirement ideas and strategies.
Website: http://www.owrsfirm.com
Contact: Nick Vecore, [email protected]

Personal Finance Resolutions
Melissa Fort
Financial Consultant
Fort Wealth Management, Austin, Texas
Fort is a Certified Senior Advisor and serves as a financial consultant and client concierge. She strives to help Austin area residents map out and implement a successful plan for retirement. She owned and managed a successful business in the investment world for more than 20 years and has also worked for two Fortune 500 companies. She holds a life and health insurance license in the State of Texas.
Website: https://www.fortwm.com
Contact: Nick Vecore, [email protected]

Personal Finance Resolutions
Ryan Moore
Ryan the IRA Guy, Corpus Christi, Texas
After the big economic downturn of 2008, Moore started looking for way to help the retired people in his community stop making very costly mistakes with their IRAs and 401(k)s and help them avoid outliving their retirement savings. Moore is very knowledgeable and passionate about helping Americans avoid making IRA mistakes and finding ways to guarantee their income for the rest of their lifetime.
Website: http://www.ryantheiraguy.com
Contact: Nick Vecore, [email protected]

Personal Finance Resolutions
Steve Yager
Owner
Steve Yager & Associates, Livonia, Mich.
Yager is a detail-minded professional with more than 30 years of experience in the financial service industry. He has created a different all-inclusive approach to retirement planning that takes into consideration all aspects of one's goals and needs.
Website: https://www.ygr.org
Contact: Nick Vecore, [email protected]

Personal Finance Resolutions
Michael Windle
Retirement Planning Specialist
C. Curtis Financial, Plymouth, Mich.
Windle is a retirement planning specialist for C. Curtis Financial Group, and is a financial advisor and Registered Representative with Kalos Capital, Inc. Windle holds a Series 7 License and is responsible for staying up-to-date on the various investment options available to clients.
Website: http://www.ccurtisfinancial.com
Contact: Nick Vecore, [email protected]

Personal Finance: Making Better 'Money Moves'
Kyle Nakatsuji 
CEO and Founder
Clearcover
As a personal finance expert, Nakatsuji can discuss how consumers can make a conscious effort to be more aware of how much they spend on required monthly expenses (like auto insurance, gas/electric bills, etc.). While people make unnecessary purchases, they also overpay for things they're forced to have and pay for every month. Nakatsuji can weigh in on how people can make the resolution to save money on compulsory services to create the financial freedom to rationally buy other things they really want -- and make better "money moves" as a result.
Website: www.clearcover.com
Contact: Kellie Flaherty, [email protected]

Personal Finance Resolutions
Uri Pomerantz
CEO
Twine
Pomerantz is available to provide insight/tips on personal finance resolutions like saving and investing money, setting your goals, etc. He is the CEO of Twine, a new smart savings app that enables couples to manage their finances collaboratively, overcome behavioral barriers to saving, and reach financial goals faster via automated personalized portfolios. Twine is part of John Hancock Digital, a digital innovation group within John Hancock that is focused on scaling the company's technology to improve the financial lives of consumers. Prior to joining John Hancock Digital, Pomerantz was co-founder and CEO of Guide Financial, and founder of Bright Frontier Financial before that. He holds an MBA from the Graduate School of Business at Stanford University.
Website: https://twine.com
Contact: Alex Merriweather, [email protected]

Retirement Planning and IRAs
Ed Slott, CPA
Founder, Ed Slott & Company
Creator, IRAhelp.com
Slott is a New York-based nationally recognized IRA expert, television personality, and best-selling author who has dedicated his life to educating Americans on saving for retirement and the intricacies of IRAs. He was named "The Best Source for IRA Advice" by The Wall Street Journal, and USA Today wrote, "It would be tough to find anyone who knows more about IRAs than CPA Slott." He is the author of "The Retirement Savings Time Bomb ... And How to Defuse It" and "Parlay Your IRA into a Family Fortune." His most recent books include "Fund Your Future: A Tax-Smart Savings Plan in Your 20s and 30s" and "The Retirement Decisions Guide: 125 Ways to Save and Stretch Your Wealth." He is the host of the 2015 public television show "Ed Slott's Retirement Road Map," which airs in markets nationwide. He is a frequent columnist and resource for national media and has hosted many best-selling public television specials. Through his firm, Slott provides the highest level of IRA training to financial professionals, CPAs and attorneys; and through his website, he offers free resources to consumers.
Website: http://irahelp.com
Contact: Mindy Eras, [email protected]

Retirement Planning
Greg Hammer
Tax and Wealth Advisor
Hammer Financial Group, Inc.
Hammer specializes in coordinated, holistic financial planning for Lake County, Ind., and Chicago-area residents who are approaching retirement or currently retired. Bringing tax preparation and planning, Medicare supplements, estate planning, insurance and investments all under one roof, he aims to provide complete and convenient financial solutions for the best interest of the clients he serves. Hammer trains and coaches independent financial advisors nationwide on how to build their business to better serve the holistic financial needs of American families. In particular, he has helped develop and refine processes to integrate tax preparation and Medicare supplement services into a financial advisory practice -- a unique addition within the financial industry designed for the ultimate convenience and benefit of clients at and near retirement. He earned a B.A. in Applied Mathematics with a focus in economics from Yale University and has more than 23 years of experience in the financial services industry. In addition to his series 6, 63, 65 and 26 and life and health licenses, Hammer maintains Master Elite Membership with Ed Slott's Elite IRA Advisor Group for continued study and mastery of IRAs and applicable tax laws.
Contact: Mindy Eras, [email protected]

Retirement Planning and Wealth Management
Nancy Coutu, CFP, CLU, ChFC
Co-founder
Money Managers Financial Group
Money Managers Financial Group (MMFG) is an Oak Brook-based independent financial planning firm that has been helping Chicagoland residents achieve financial independence for their retirement years since 1987. Coutu has more than XX years of combined experience in the financial services industry and works to build, manage and protect her clients' assets through investment, retirement, income and estate planning strategies. Dedicated to financial literacy and providing straightforward advice, Coutu regularly speaks on financial and retirement planning topics throughout Chicago and has been called upon by Fortune 500 companies to create and implement custom financial programs for corporate employees. Coutu is a Registered Representative and licensed life and health professional. She is also a member of the Ed Slott Master Elite IRA Advisory Group and DuPage Estate Planning Council.
Contact: Mindy Eras, [email protected]

Retirement Planning and Wealth Management
John Gajkowski, CFP, CLU, ChFC, CMFC, CRPC, RICP
Co-founder
Money Managers Financial Group
Money Managers Financial Group (MMFG) is an Oak Brook-based independent financial planning firm that has been helping Chicagoland residents achieve financial independence for their retirement years since 1987. Gajkowski has more than XX years of experience in the financial services industry and works to build, manage and protect his clients' assets through investment, retirement, income and estate planning strategies. Dedicated to financial literacy and providing straightforward advice, Gajkowski regularly speaks on financial and retirement planning topics throughout Chicago and has been called upon by Fortune 500 companies to create and implement custom financial programs for corporate employees. Gajkowski is a Registered Representative and licensed life and health professional. He is also a Retirement Income Certified Professional (RICP).
Contact: Mindy Eras, [email protected]

Retirement and Long-term Care Planning
Hans E. Scheil, CFP
Cardinal Advisors
Scheil is the author of "The Complete Cardinal Guide to Planning for and Living in Retirement," which has reached number one in Amazon's Retirement Planning category, and the CEO of North Carolina-based Cardinal Advisors. He is also the author of "The Complete Cardinal Guide to Planning for and Living in Retirement Workbook," a supplement to his original book that includes additional examples and guidance on retirement planning issues. Throughout his 40 years in the financial services industry, Scheil has worked with clients age 65+ to help provide them with the financial solutions they need to live a long and successful retirement. In his book, Scheil addresses the major problems retirees can face and provides strategies for overcoming them. Scheil is a Certified Financial Planner (CFP), as well as a Chartered Life Underwriter (CLU), Chartered Financial Consultant (ChFC) and Chartered Advisor for Senior Living (CASL). He also holds Life and Health insurance licenses in all 50 states and the District of Columbia and is an investment advisor representative.
Contact: Mindy Eras, [email protected]

Retirement Planning and Wealth Management
Skip Johnson
Great Waters Financial
Great Waters Financial, a financial planning firm located throughout the Minnesota with offices in Minneapolis, Richfield, Plymouth, White Bear Lake and Duluth, specializes in providing comprehensive financial planning and strategic retirement solutions to pre-retirees and retirees. Dedicated to consumer education, the firm has reached thousands of Minnesotans through its courses at local colleges and universities, as well as frequent contributions on local television news shows on a wide variety of financial planning topics. Johnson is life insurance and securities licensed and is a member of Ed Slott's Elite IRA Advisor Group.
Contact: Mindy Eras[email protected]

Retirement Planning and Wealth Management
Elijah Kovar
Great Waters Financial
Great Waters Financial, a financial planning firm located throughout the Minnesota with offices in Minneapolis, Richfield, Plymouth, White Bear Lake and Duluth, specializes in providing comprehensive financial planning and strategic retirement solutions to pre-retirees and retirees. Dedicated to consumer education, the firm has reached thousands of Minnesotans through its courses at local colleges and universities as well as frequent contributions on local television news shows on a wide variety of financial planning topics. Kovar is life insurance and securities licensed and is a member of Ed Slott's Elite IRA Advisor Group.
Contact: Mindy Eras, [email protected]

Retirement Planning and Wealth Management
Justin Halverson, RICP
Great Waters Financial
Great Waters Financial, a financial planning firm located throughout the Minnesota with offices in Minneapolis, Richfield, Plymouth, White Bear Lake and Duluth, specializes in providing comprehensive financial planning and strategic retirement solutions to pre-retirees and retirees. Dedicated to consumer education, the firm has reached thousands of Minnesotans through its courses at local colleges and universities as well as frequent contributions on local television news shows on a wide variety of financial planning topics. Halverson is life insurance and securities licensed and is a member of Ed Slott's Elite IRA Advisor Group.
Contact: Mindy Eras, [email protected]

Financial Resolutions
Andy Smith
Certified Financial Planner
Financial Engines
Smith is a Certified Financial Planner with Financial Engines, America's largest independent investment advisor, and host of the nationally syndicated "Investing Sense" radio show. He brings unique insights and real-life anecdotes from his years of experiences helping investors set and achieve their financial goals, both in-person and on-air. He can share financial resolutions around topics such as: evaluating your goals and sticking to a budget; optimizing your 401(k); the importance of retirement income planning; and how to analyze your debt.
Radio show: https://www.investingsense.com
Website: https://financialengines.com
Contact: Caroline Roers, [email protected]

Retirement-Saving Resolution
Nick Holeman, CFP
Financial Planning and Retirement Expert
Betterment for Business
Holeman, certified financial planner at technology-led 401(k) provider Betterment for Business, can provide specific New Year's resolutions around ensuring people are meeting their overall financial goals while still saving enough for retirement. The new year marks a time to assess your whole financial picture, and retirement must be a part of that planning process. Holeman can offer resolutions that Americans should be making to ensure they are retirement-ready, such as turning on auto-escalation, funding your IRA, setting up an emergency fund and turning on auto-deposits. In his role at Betterment for Business, Holeman is responsible for training all new advisors, working with high-net-worth customers and improving the quality of automated advice Betterment gives to its more than 300,000 customers. Prior to Betterment, Holeman built tax and retirement plans for Pure Financial Advisors and received his Master's in Financial & Tax Planning and his BA in International Business, both from San Diego State University.
Website: https://www.bettermentforbusiness.com
LinkedIn: https://www.linkedin.com/in/nickholeman/
Contact: Megan Enright, [email protected]

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